Analysis for Australian Property Investors
Data-driven research on suburb selection, market conditions, mortgage strategy, and tax — written specifically for Australian property investors.
Budget 2026: What the Negative Gearing and CGT Changes Mean for Australian Property Investors
The Albanese government has announced the most significant property tax changes in 26 years. Negative gearing limited to new builds from 1 July 2027. CGT discount replaced. Here is exactly what it means for your investments.
New Build vs Established Property: What Budget 2026 Means for Your Investment Decision
Budget 2026 has created a genuine financial case for new builds over established investment property. The numbers, the strategies, and what it means for your portfolio.
How PropTime Scores Australian Suburbs: The 15 Factors That Predict Property Performance
PropTime analyses 15 demand and supply indicators for every Australian suburb. This is what each factor measures, why it matters, and how to read a PropTime score.
RBA at 4.35%: Which Australian Suburbs Still Stack Up for Property Investors in 2026?
Three RBA rate hikes and Budget 2026 have reshaped Australian property investment. These are the markets where the numbers still work — and where they don't.
The Freedom Calculator: How to Find Your Mortgage-Free Date Using Every Available Strategy
PropTime's Freedom Calculator reverse-engineers every path to pay off your mortgage early — from extra repayments to debt recycling. Here's how it works.
Property Investment Structure in 2026: Personal Name, Company, Trust, or SMSF?
Budget 2026 changed the structure comparison entirely. Which vehicle gives you the best outcome on your next investment property — and how to model it with your actual numbers.
Negative Gearing After Budget 2026: What Every Property Investor Needs to Know
Budget 2026 quarantined negative gearing for established property bought after 12 May 2026. Here is precisely what changed, who is affected, who is protected, and what to do about it.
How to Compare Property Investment Structures: A Practical Guide to Using the Calculator
PropTime's Structure Optimiser compares personal name, company, trust, and SMSF simultaneously. This guide explains what each input means and how to read the results.
First Investment Property in 2026: Which Structure Should You Use?
Buying your first investment property after Budget 2026? The right structure depends on whether you buy new or established, your income, and your hold period. Here is the practical breakdown.
SMSF Property Investment in 2026: The Complete Guide After Budget 2026
Budget 2026 explicitly exempted SMSFs from the new negative gearing restrictions. This guide covers how SMSF property works, borrowing rules, and when the numbers stack up.